LEONG, E. D. Y. .; NIRMALA, T. . FAKTOR-FAKTOR YANG MEMPENGARUHI TINGKAT PINJAMAN ONLINE DI INDONESIA. Indonesian Journal of Economy, Business, Entrepreneuship and Finance, [S. l.], v. 4, n. 1, p. 218–229, 2024. DOI: 10.53067/ijebef.v4i1.153. Disponível em: https://ijebef.esc-id.org/index.php/home/article/view/153. Acesso em: 27 jun. 2026.